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We are passionate about Planning & Wealth, and talk a lot about it – get to know us through our weekly “Random Gleanings”

Seasonality: How Has Fall Affected the Stock Market?

September 27, 2023 5:04 pm

This week on Random Gleanings, Chris Beard & Jesse Hansford suggest some ways to “celebrate” Financial Planning Month (October) and offer some historical perspective on why investors may be eager to welcome the shift from Summer to Autumn for reasons beyond the beautiful weather and colorful leaves.

0:00 – Intro
0:16 – PLANNING – Financial Planning Month
1:37 – ECONOMY & MARKETS – Seasonality Affect?
3:40 – Oversold Market?
4:22 – Net Interest Income
5:58 – BIG vs Small Companies
7:53 – Fed: Rate Expectations From Here?
9:57 – WRECOMMENDATIONS – Welcome To Wrexham

#Markets #Stocks #FinancialPlanning #q4 #StockTrend #interestrates #MagnificentSeven #fed #dotplot #wrexham

The Money Date

September 21, 2023 11:25 am

This week’s Random Gleanings has Jesse Hansford & Chris Beard talking the virtues of scheduling a “Money Date” with your significant other, taking a new look at the challenges for Banks, and discussing the UAW Strike before sharing some thoughts on what’s been keeping us entertained via the streaming services.

Let us know if you have a question or topic you'd like to see us discuss in a future episode. Reach out to us at

#moneydinner #datenight #financialplanning #UAW #banks #inflation #rates #netflix #hbomax

0:00 – Intro
0:10 – PLANNING: The Money Date
2:24 – Planning Tools to Help
3:55 – ECONOMY & MARKETS: Banks Tightening Up
5:29 – Deposits finding more Yield
7:48 – UAW Strike Challenges
12:17 – Consumer Strength – Real or an Illusion
13:38 – Recommendations

Can't Afford a Raise? 401(k) Max for Less Tax

September 15, 2023 10:18 am

This week on Random Gleanings Chris Beard and Jesse Hansford talk 401(k)s, Housing, Oil, and Centenarians… and somehow it all comes together in a cohesive and informative conversation we think you might learn something and hope you'll enjoy!

Get more thoughtful content from the PP&W team by hitting SUBSCRIBE!

Hit the Like Button and share it with a friend!

#401k #Housing #housingmarket #Oil #Energy #Netflix #markets #stocks #SPX

Scary September or Better than Expected?

September 7, 2023 2:31 pm

This week on Random Gleanings, Jesse Hansford & Chris Beard take another swing at sharing a planning topic, discussing some current market fodder, and sharing a recommendation or two in an effort to educate, inform and entertain, you our faithful viewer.

For Planning this week, the guys tackle rule changes announced (and already delayed) for Catch-up contributions to 401(k)s. The Markets discussion entails some thoughts on the historical seasonal difficulty for stocks in September… except maybe when a year like this year has transpired. And for Recommendations, it’s football season, but was a ROUGH start for college teams in South Carolina… so maybe watch a football documentary like Jesse did.

We hope you’ll share with us if you have a question or comment from watching ( or reading our Random Gleanings. Better yet, if you think it would benefit a friend, please pass it along!



0:00 – Intro
0:28 – PLANNING – 401(k) Catch-up Rule Change
2:13 – Projected 401(k) Contribution Limits for 2024
2:44 – MARKETS – Scary September???
3:33 – … or maybe not
5:00 – Is Rising Inflation Back?
8:01 – RECOMMENDATIONS: What are you watching?
10:06 – THANK YOU! Subscribe & Share

Going To Jackson Redux – SC Future Scholar Plan Benefits

August 24, 2023 2:56 pm

The themes of this week’s episode have Chris & Jesse talking about back to school and back to Jackson (Hole). For the planning topic this week, Chris introduces/reminds viewers of the tremendous benefit of the South Carolina Future Scholar 529 College Savings Plan. Moving to markets, the guys tackle the seasonality doldrums, a raging GDP expectation and rates with much anticipation of what Fed Chair, Jerome Powell may have to say coming out of the annual Fed meetings in Jackson Hole, WY.

Reach out to us with any questions or topics you'd like to see us discuss at

0:00 – Introductions
0:20 – PLANNING: College Savings
2:09 – 529 to Roth Conversion
3:32 – MARKETS: Seasonality
4:16 – GDP Now… 5.8%!!!
5:26 – Time for Industrials??
6:02 – Higher for Longer?
9:15 – Long Rates Steepening?
10:23 – Recommendations
11:29 – Subscribe!

The Bull that Broke the Bear's Back???

August 16, 2023 3:41 pm

A week away from recording Random Gleanings had us thinking about a slight format change, which we hope you will appreciate. Moving forward, our goal will be to provide a Financial Planning or actionable related topic, offer current market/economic thoughts from our daily research, and share a recommendation or two on things we’ve been reading, watching, or entertained by in the prior week. We start this week with some SECURE Act 2.0 RMD changes, hit on the challenging market environment of the last 20 months, and finish with some streaming recommendations from both Chris Beard and Jesse Hansford, which coincidentally are both sports related.

0:00 – Intro
0:26 – Planning Topic – RMDs at 73
2:18 – Qualified Charitable Donations
2:42 – Economy & Markets
2:52 – Liz Young – Bearish in a Bull Market?
3:51 – Sector Strength Signals
5:20 – Stocks Since 2022
6:36 – Fed Funds Rate 20 year high
7:56: Yield Curve
10:31 – Economy & Markets Summary
12:27 – Recommendations
14:27 – Thanks & Subscribe!

S&P Win Streak: 2nd Half Change in Leadership?

August 2, 2023 3:36 pm

With July ’23 in the books, Jesse Hansford & Chris Beard take a look back at the 5-month win streak for the S&P 500, offer some thoughts on the slower seasonality of August and September, and work to read some tea leaves in the bond and energy markets.

Enjoy, Share, & SUBSCRIBE!

0:00 – 5 Month Win Streak
0:46 – Median Stock Rebounds
3:05 – Seasonal Doldrums?
3:48 – Liquidity and Stocks
4:31 – 2nd Half Sector Rotation?
5:18 – Rising Oil Price a Caution?
6:14 – Oil Prices Threatening Inflation Return?
7:14 – Interest Rates Breaking Above Trend
8:44 – Close & SUBSCRIBE