Marry the House, Date the Rate: Should I Buy a House with "High" Rates?
After a week away, Random Gleanings is back… with a guest! Jesse Hansford & Chris Beard invite in their friend, Jamie Pimentel, to help add context to the housing market. The genesis of this episode came from a number of questions on the topic from “you” our faithful reader/listener. So whether you personally are in the market to buy a home or not, it’s likely you know someone who is. Our hope is this information will serve to help them in their decision.
Chris kicks off the episode describing Jamie as a “lender extraordinaire” at United Community Bank, here locally in Upstate South Carolina. Jamie has helped serve people with, what in many cases is, the biggest purchase of their lives – a home. With the significant changes in the rate market over the last year, understanding the various options to financing a home purchase (the terms, tools, and opportunities available) is more important now than it has been at any point in the last ten years when rates were historically low. Working with a seasoned mortgage professional should help you in understanding those options, and our goal in bringing Jamie on was to highlight just a couple of those ideas.
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